Welcome to the Mutual Fund Site. While our primary focus is on mutual funds as a preferred investment vehicle, we explore all areas of investing that allow portfolio managers to make the right investment decisions for their portfolio(s) and their own investments, including high yield investments, asset allocation, where to invest, and so much more.

While investors can use the information on this site in their own investment ventures, these are all areas that are important to know and understand when properly investing in a mutual fund, or almost any other investment for that matter.

The purpose of our site is to provide as much unbiased information as possible. We feel this is achieved because we neither promote our own businesses or any individual mutual fund, fund company, or other specific investment, tool, software or other product. As such, we feel we can provide information without crossing into that often-gray area known in professional industries as conflict of interest.

So, feel free to use our site as a starting point for information about mutual fund investments as well as proper long-term investment strategy. Of course, for more-detailed information about specific mutual investments or holdings, we urge you to consult directly with the fund company or your advisor and for more information about strategies specific to your goals, objective and time horizon we ask that you speak with your qualified financial advisor.

How To Get Started

The Mutual Fund Site offers plenty of great resources that allow novice and intermediate investors to start investing wisely within a relatively short period of time. For investors who do not know what their ideal Asset Allocation Model is or for investors who would like a second, unbiased opinion, starting with our Free Asset Allocation Model builder is a great place to start. We review all submitted responses personally and individually, so you are not getting a computer-generated response (that is why we take up to 2 business days to issue a response).

Want Recommended Funds?

To date, we have issued 2 Top Picks for 2010. As of April 20, 2010, both have performed superbly well and we continue to recommend these funds to investors who have an adequate risk tolerance as dictated by their Asset Allocation Model and, where applicable, with the support of the financial planner or advisor.

Our High Yield Investment Top Pick for 2010 was the Janus High Yield Fund (JAHYX) and so far it has returned more than 5.25% to investors on a year-to-date basis (to April 20, 2010). We continue to like this fund because it is extremely well diversified and we believe that its below investment grade investments will continue to provide a good income level to investors for the balance of the year and quite possibly in the next year as well. While an increase in rates will hurt this fund, we believe that 2010 is a fairly safe year and that the returns will be positive up to December 31, 2010… Definitely worth looking at again in the New Year 2011.

Our Small Cap Fund Top Pick for 2010 was (and continues to be) the Ivy Small Cap Value Fund. This nifty fund is considered low risk among its peers and we like it because roughly 40% of the portfolio is invested in small, regional financial services firms that, get this, added equity to their balance sheets over the last 2 years! Oh, it gets better. A lot of the financial services firms owned by this fund pay dividends (healthy dividends at that) that make the big bank stocks look like the speculative shares that they are. Furthermore, the financial securities that Ivy owns in this fund are more in tune with a lot of the proposed financial services reforms than the big banks are and we believe they will adjust rather well. So far on a year-to-date basis as of April 20, 2010, the Ivy Small Cap Value Fund has rewarded investors with a return of over 15.%. Not bad at all.

We continue to like the Pinnacle Value Fund (PVFIX) as a Top Value Fund for 2010. This fund has returned 8.89% year-to-date to April 20, 2010 and ranked low risk versus its peers, the same peers that Pinnacle outshines with its Top-Notch comparable returns.

We Want To Provide Basic Information

At the Mutual Fund Site, we don’t believe in pushing anyone along the wrong path. We are not commissioned by any of the companies we talk about. We are not looking to build our individual book of clients; we simply want to provide unbiased information so that honest and hard-working investors like you can keep their advisors and planners on their toes.

There is no secret to investing wisely in mutual funds. There are no secret tips or magic black books. Just facts supported by fundamentals and careful analysis. Which is where we believe we fit in.

So please have a look around. Get your Free Asset Allocation Model and compare it to where you are currently invested. And somewhere along your road to financial freedom, we hope you will find a few nuggets of information that help in your success as an investor.

Make Smart Money

Mutual Fund Site Admin Team